If you really have your heart set on Florida, there is only one place in the Sunshine State you should consider, according to Forbes: The Villages, a retiree-oriented town just 50 miles northwest of Orlando.

The town offers "active retirement living at its best," backing its claim with world-class golf courses, a host of entertainment, recreation, shopping, and dining opportunities, and endless social activities. Winters are mild, median home prices are right on the national average at $404,000, and there is no state income or estate tax.

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